+$500
Where you start
Business travel that pays you back.
Earn up to 6% cash back on every booking. 4% in Swivul travel credits, plus 2% Mercury card cash back, with a complimentary concierge. Then unlock a $500 bonus travel credit at each tier.
Up to 6% back. 4% Swivul plus 2% Mercury
Concierge complimentary
+$500
Keep booking
+$500
Top tier
Three $500 milestone bonuses, unlocked as you rise. On top of cash back on every booking.
Two ways you earn
Cash back on every trip.
Cash back on every trip.
A bonus at every tier.
Two separate rewards, working together. One pays out on every booking. The other unlocks as you rise.
Up to 6% cash back
Every eligible trip earns, automatically, every time your team books. Nothing to claim and nothing to remember.
4% Swivul credits
+
2% Mercury IO Card
=
up to 6%
A $500 bonus travel credit
Cross into Red, then Black, and unlock a one-time $500 bonus travel credit at each. Up to $1,500 across your membership.
Insider $500
→
Red $500
→
Black $500
The simple version
Book. Earn. Level up. Unlock.
The more your team travels, the more you earn and the faster you rise.
Book through Swivul
Everything a business trip needs, booked in one place. Flights, hotels, dining, transfers and experiences, in a single checkout.
Earn up to 6% back
Every booking earns 4% in Swivul travel credits, plus 2% Mercury card cash back when you pay with your Mercury IO Card.
Level up your tier
Bookings move you from Insider toward Red, then Black. Your progress is always visible in your dashboard.
Unlock $500 at each tier
Every tier you reach releases a one-time $500 bonus travel credit, plus a richer set of benefits.
For Mercury customers
Earn more on travel with Mercury
- Up to 4% back on every trip, booked in travel credits.
- Stack it with Mercury. Earn 2% more in cash back when you pay with your Mercury IO Card.
- Earn up to $1,500 in travel credits across three tiers.
- Unlock benefits like airport lounge access, global office and more.
What each tier unlocks
Every tier is worth reaching
Cash back climbs as you rise, and each tier unlocks a one-time $500 bonus travel credit.
Insider
Unlocks
+$500 bonus credit
- 4% Swivul credits plus 2% Mercury card cash back
- AI and human concierge on every trip
- Priority support
- One checkout for flights, hotels, dining and transfers
RedMost reach this
Unlocks
+$500 bonus credit
- Higher cash back rate
- Airport lounge access
- VIP event invitations
- Everything in Insider
Black
Unlocks
+$500 bonus credit
- Highest cash back rate
- A dedicated concierge who knows your team
- Complimentary upgrades where available
- Everything in Red
Inside your membership
Always know where you are,
Always know where you are,
and what is next
Your dashboard answers it instantly. Where you are, what you have earned, and how close the next reward is.
Current membership
$500 unlocked
Insider member
Next reward waiting
+$500 bonus travel credit
- Airport lounge access
- VIP event invitations
- Higher cash back rate
Bonus travel credits
Insider
Earned $500
Earned $500
Red
Available $500
Available $500
Black
Available $500
Available $500
Total bonus available
$1,500
Sample member view. Your live dashboard updates with every booking.
6%
Cash back on every booking
$1,500
In tier bonuses to unlock
3
Tiers of rising benefits
24/7
Concierge and support
Benefits
Access for world-class startups
The access that impresses clients, rewards teams and grows your business.
Up to 60% off on hotels
Exclusive rates at over a million hotels worldwide, with perks, upgrades and benefits included.
Swivul Reserve
A last-minute table at Carbone, or a venue for the client dinner that has to land. We have it covered.
VIP services
NBA Finals tickets, F1 paddock passes, backstage at Coachella. The experiences your clients remember.
Powered and trusted by global teams at scale
FAQs
You have questions,
You have questions,
we have answers.
How does the cash back work?
Every eligible booking you make through Swivul earns 4% back in Swivul travel credits, automatically. Pay with your Mercury IO Card and Mercury adds 2% cash back on top, so the same trip can return up to 6%.
What is the difference between cash back and the $500 bonus credits?
Cash back is always on. It earns on every booking, every time, with nothing to claim.
The $500 bonus travel credits are one-time unlocks. You get one at each tier you reach, up to $1,500 across Insider, Red and Black. They sit on top of the cash back you are already earning.
Do I need a Mercury IO Card?
No. The 4% in Swivul travel credits earns on every eligible booking however you pay, including crypto. The extra 2% cash back is the Mercury side of the program, so that part needs your Mercury IO Card.
Do I keep my airline miles and hotel points?
Yes. Booking through Swivul does not replace your loyalty programs. Your airline miles, hotel points and card rewards keep stacking exactly the way they do today. Swivul rewards land on top of them.
What can I book?
Flights, hotels, dining, private jet charters, car transfers, nightclub tables, yacht charters and villas. You add everything to one trip and check out once, and you can pay in fiat or crypto.
What happens if something goes wrong on a trip?
You do not get a support ticket. You get a person who owns the trip until it is fixed. A cancelled flight, a moved meeting, a hotel problem at 9pm: the concierge team handles it and keeps you copied on everything.
Is there a cost to join?
No. Membership is complimentary and no card is required to start. There is no fee on any trip either, you pay the actual tickets.
Ready when you are
Start booking. Start earning.
Set your team up on Swivul in minutes. Book the first trip, earn up to 6% back from day one, and unlock your first $500 the moment you cross into Red.
No card required to start · Live for Mercury customers